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Free TCO Calculator

Compare the true cost of two options side by side. Enter your numbers and see the result instantly.

Time horizon

Multi-year modelling available in the full app

🔒 3 yr🔒 5 yr
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Free calculator — 2 options, 1-year horizon
Need to compare more options or model 3–5 years? Create a free account — no credit card required.
Direct Costs
$
$/mo
%
Hidden Labour Costs
h
$/hr
Direct Costs
$
$/mo
%
Hidden Labour Costs
h
$/hr
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✓ Compare up to 5 options side by side
✓ Model 1, 3, and 5 year horizons
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✓ Share read-only links with stakeholders
✓ Charts and visualisations
✓ Export a CFO-ready PDF report (Pro)
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What is TCO?
Total Cost of Ownership is the complete cost of a decision over its full life — including hidden labour costs vendors never quote.
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Why hidden costs matter
Internal admin, training, and integration costs typically add 30–50% on top of the visible price. This calculator surfaces them.
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Why model multiple years
Recurring costs compound with price increases. Sign up free to model 3–5 year horizons and see the full picture.

Learn more about TCO

What Is Total Cost of Ownership? →How to Calculate TCO for Software →Build vs Buy: The Decision Framework →