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Free TCO Calculator

Compare the true cost of two options side by side. Enter your numbers and see the result instantly.

Time horizon

Multi-year modelling available in the full app

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Free calculator — 2 options, 1-year horizon
Need to compare more options or model 3–5 years? Create a free account — no credit card required.
Direct Costs
$
$/mo
%
Hidden Labour Costs
h
$/hr
Direct Costs
$
$/mo
%
Hidden Labour Costs
h
$/hr
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✓ Compare up to 5 options side by side
✓ Model 1, 3, and 5 year horizons
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✓ Charts and visualisations
✓ Export a CFO-ready PDF report (Pro)
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What is TCO?
Total Cost of Ownership is the complete cost of a decision over its full life — including hidden labour costs vendors never quote.
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Why hidden costs matter
Internal admin, training, and integration costs typically add 30–50% on top of the visible price. This calculator surfaces them.
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Why model multiple years
Recurring costs compound with price increases. Sign up free to model 3–5 year horizons and see the full picture.

Learn more about TCO